Accidental Egg Donor & Recipient Insurance

Tiny Treasures, acting as a third party in procurement of excess coverage, has secured a Blanket Accident Insurance Policy from the AIG Life Insurance Company of Wilmington, Delaware that protects our Egg Donors and Recipients. This insurance provides coverage in excess of any other Health Insurance held by our Egg Donors and Recipients. Coverage begins when the Prospective Parents sign Tiny Treasures' service agreement and continues until embryo transfer. Then the policy provides 90 additional days from those events to discover a complication requiring treatment.

All Prospective Parents are required to purchase Tiny Treasures' Egg Donor and Recipient Accidental Health Insurance. This insurance will cover up to $250,000 of incurred medical expenses if either the Egg Donor or recipient experience medical problems as a result of the egg donation procedure. The premium for this insurance is $180 if Prospective Parents' clinic is located in Massachusetts or Rhode Island, $400 if Prospective Parents' clinic is located in any other state. Tiny Treasures has taken steps on behalf of our egg donation patients to minimize the risk of financial loss that a complication of this type of procedure could present. The Prospective Parents of an egg donation procedure are responsible for all their healthcare costs and those of the Egg Donor.

The policy is valid in all states, with the exception of NY, LA, NC, and OR, and covers both the Egg Donor and Recipient for the following:

Accidental Death Benefit: $100,000
Accidental Paralysis Benefit: $100,000
Excess Accidental Medical Expense Benefit: $250,000
Travel Accidental Death Benefit: $25,000